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Checking accounts to fit your needs.

Sole Proprietor

Our Sole Proprietor checking is designed for businesses with limited checking activity

  • Individuals who maintain a monthly average available balance of $1,000 or more receive the first 30 debits and 50 deposited items free* with each statement cycle.
  • Average monthly available balances below $1,000 will incur a $0.20 fee for each debit and deposited item.

*A $0.20 fee will be applied for each item in excess of the specified number of debits and deposited items.

Commercial Checking

  • Low volume businesses that maintain a monthly average available balance of $2,000, will receive the first 50 debits and 100 deposit items free* each statement cycle. 
  • Average monthly available balances below $2,000 will incur a $0.20 fee for each debit and deposited item. 

*A $0.20 fee will be applied for each item in excess of the specified number of debits and deposited items.


Specifically designed for high volume business accounts

Fees are imposed only when the monthly activity charges are not offset by earnings allowance.

Monthly Maintenance

$10.00 per statement cycle


$0.20 each item


$0.16 each item

Deposited Items 

$0.08 each item 

Return Item (charge backs)

$7.00 each item

Coin and Currency counting

$0.08 per roll or banded bundle

ACH File

$25.00 per file

ACH File Internet

$12.50 per file

Special Handling

$20.00 per statement cycle

Employee Health Savings Account (HSA)

If you provide a high-deductible health plan for your employees, First Westroads Bank can establish no-fee electronic Health Savings accounts for them.  Our Personal Bankers will make the process simple and periodic contributions can be done automatically.  See below for more HSA details.

Qualified individuals eligible under a high-deductible health plan can establish an HSA. Eligible contributions made to your HSA are fully tax-deductible, earnings are tax-deferred, and distributions used to pay for qualified medical expenses are tax-free. All unused contributions stay in your account, earning tax-deferred interest. Consult your tax advisor regarding the tax advantages of an HSA. 

  • NO set-up fee
  • NO minimum opening deposit
  • Interest bearing checking account
  • Visa debit card
  • Free online access to account information and eStatements
  • NO service fee if all transactions are handled electronically- direct deposit, debit card, Internet Banking, and eStatements   
  • If you choose to write checks, or use non-electronic means, you need only maintain a daily balance of $500.00 to avoid a monthly service fee of $2.50

For more information on Health Savings Accounts, please visit www.irs.gov or contact a First Westroads Bank Personal Banker at (402) 330-7200.

See our current rates

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|First Westroads Bank News

Welcome to FirstWestroads.Bank
As one of the first banks in the country to move our web address to the .BANK domain, we are taking an important step in the security of our internet platform.  .BANK is a new domain developed by and for the global banking community.  A .BANK domain signifies that an organization has been verified as legitimate and is committed to implementing security requirements that surpass existing standards.  More information on the new .BANK domain.

First Westroads Bank Earns Bauer's Elite 5-Star Rating
Achievement of BauerFinancial's coveted 5-Star Superior rating puts First Westroads Bank in an elite category as one of the strongest banks in the nation, excelling in such areas as capital, loan quality, profitability and more.  First Westroads Bank has earned Bauer's recommended rating for the most recent 90 consecutive quarters. Full Media Release

With you on the journey
You've always known us as knowledgeable and experienced bankers.  You've always known us as local and responsive bankers.  You've always known us as First Westroads Bank.  Our new brand reflects what you've known all along.

Protecting Your Account Following a Data Breach
Whether you have a business credit card, personal debit or credit card, when you hear about a data breach in the news, it’s good to know that you are protected.  It’s wise to update your contact methods with your card provider to include email and text messages.  Timely and regular reviews of your purchases can help you identify unauthorized activity.  To learn more about how First Westroads Bank helps to protect you, click the heading.

Banking for Tablets Mobile App Release
First Westroads Bank has released the Mobile Banking App to include additional tablet devices.  Search First Westroads Bank from your device store or visit our Mobile Banking page for more details.

Business Online Banking Version Update
We have converted to the newest version of Business Online Banking.  For more information including certified operating systems and browsers, click here.

Online Security | How to protect yourself from being victimized
First Westroads Bank will NEVER ask for your personal information unsolicited. If you are asked for your personal information - being your name, social security number, address, date of birth, etc., know who's asking and how they will be using this information.

First Westroads Bank | Simple Banking
First Westroads Bank is a community bank in Omaha, NE. We offer all the banking services you have come to expect with the personal service of a local, Omaha, NE bank. With First Westroads Bank, you'll find a full range of services to meet your needs for personal banking, business banking, and online banking in Omaha, NE. If you are looking for a local bank in Omaha, NE for your personal banking needs, we offer all the services you expect. In addition, we offer a full range of business banking services to help you start or grow your business.