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PERSONAL SAVINGS

You provide the dreams and First Westroads Bank will provide the savings account plan to help you get there.

Regular Savings Account

Pays a competitive rate which is compounded and paid to the account quarterly. A $100 minimum daily balance is required to avoid a $3.00 monthly service fee. This fee is waived for persons 19 and under. Limit of six transfers or withdrawals per month is allowed*.

 

* Each additional transfer or withdrawal incurs a per debit fee of $1.00.

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Individual Retirement Account (IRA)

Whether you're looking for a competitive-rate IRA Certificate of Deposit, with maturities from 6 to 60 months, or an easy access IRA Savings account, we have the IRA for your retirement planning needs.  Consult your tax advisor regarding the tax advantages of an IRA.

For more information on Individual Retirement Accounts, please visit www.irs.gov or contact a First Westroads Bank Personal Banker at (402) 330-7200.

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Certificates of Deposit

Are designed to fit your specific needs. A wide variety of maturities is offered from 30 days to 60 months (Federal regulations require a penalty for early withdrawal).  Contact a Personal Banker at (402) 330-7200 for preferred rates offered on Certificates with initial deposits of $100,000 or more.

 

 

 

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Nebraska's Long-Term Care Savings Plan

The Good Life, Longer

The Nebraska Long-Term Care Savings Plan (NLTCSP), created by the Nebraska Legislature in 2006, is a way to protect your quality of life by planning for future long-term care expenses now.  The NLTCSP allows you the freedom to continue living your life on your terms and help ease the financial burden of unexpected health concerns on your family.  In addition to assuring your money will be accessible if and when you need it, the plan empowers you to make your own health care decisions.

NLTCSP Quick Facts

  • Eligible participants: Any Nebraska citizen.
  • How much can be saved: For 2016, up to $202,600 per person during the individual's lifetime. This amount is reviewed annually for inflation.
  • Type of account: At First Westroads Bank, you can choose to place your funds into any type of deposit account including a NOW account, money market account, savings account, or certificate of deposit account.
  • Nebraska tax benefit: Annual $1,000 deduction for individual returns, $2,000 deduction for joint returns; earnings used for qualified expenses are free from Nebraska income taxes.
  • Penalty for unqualified withdrawal: 10% of total withdrawal.
  • Federal tax benefit: Nothing at this time.
  • Qualified distributions: Long-term care expenses at any age or long-term care insurance after age 50 for the account holder, spouse or other person in whom the account holder has an insurable interest.
  • Long-term care reimbursement examples: Licensed nursing or assisted living facility, in-home assistance, basic therapeutic care, health maintenance activities, home health services, qualified home modifications, assistive technology, adult day care, rehabilitation treatments, respite and hospice care.

 

For more information on the Nebraska's Long-Term Care Savings Plan visit, www.treasurer.nebraska.gov or contact a First Westroads Bank Personal Banker at (402) 330-7200.

 

All information on this page is current as of 1-1-2016. For the most up to date information, please visit www.treasurer.nebraska.gov.

 See our current rates

 

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|First Westroads Bank News

First Westroads Bank Earns Bauer's Elite 5-Star Rating

BAUERFINANCIAL, Coral Gables, Florida, the Nation's Premier Bank Rating Firm, is proud to announce that First Westroads Bank, Omaha, Nebraska has secured its highest, 5-Star rating. (A five-star rating indicates the bank excels in areas of capital adequacy, profitability, asset quality and much more.) In fact, First Westroads Bank has earned and maintained Bauer's Recommended Rating (5-Stars or 4-Stars) for the last 102 consecutive quarters. Read More here...

A Special Announcement

We're celebrating 50 years in the Omaha Community! In grateful appreciation of all the support from our loyal customers, bank owners, Chris and Betsy Murphy, are pleased to announce that Murphy Vision Funds is making the lead investment in Omaha's Startup Collaborative. Our $300,000 investment will be matched by Invest Nebraska for a total $600,000 that goes directly to local entrepreneurs. WATCH this video about the Startup Collaborative! and read more in the Omaha Chamber's Press Release.

Project PayBac® Partner school tours

On April 15th, First Westroads Bank had the pleasure to host over 75 first grade students to a tour of the bank. Among other things, they got to see cash & coin counters, the safe deposit box vault, and a brief presentation on how banks work. After cookies and juice, they each received a piggy bank to get started on their own savings journey.

A Bank Customer's Guide to Cybersecurity

We encourage you to take a few moments to read this special edition of the FDIC Consumer News. Inside, you will learn what you can do and what banks and regulators are doing to help prevent online fraud and theft. Click Here to read...

Welcome to FirstWestroads.Bank

As one of the first banks in the country to move our web address to the .BANK domain, we are taking an important step in the security of our internet platform. .BANK is a new domain developed by and for the global banking community. A .BANK domain signifies that an organization has been verified as legitimate and is committed to implementing security requirements that surpass existing standards. More information on the new .BANK domain.

With you on the journey

You've always known us as knowledgeable and experienced bankers. You've always known us as local and responsive bankers. You've always known us as First Westroads Bank. Our new brand reflects what you've known all along.

Protecting Your Account Following a Data Breach

Whether you have a business credit card, personal debit or credit card, when you hear about a data breach in the news, it’s good to know that you are protected. It’s wise to update your contact methods with your card provider to include email and text messages. Timely and regular reviews of your purchases can help you identify unauthorized activity. Click here, to learn more about how First Westroads Bank helps to protect you.

Banking for Tablets Mobile App Release

First Westroads Bank has released the Mobile Banking App to include additional tablet devices. Search First Westroads Bank from your device store or visit our Mobile Banking page for more details.

Online Security | How to protect yourself from being victimized

First Westroads Bank will NEVER ask for your personal information unsolicited. If you are asked for your personal information - being your name, social security number, address, date of birth, etc., know who's asking and how they will be using this information.

First Westroads Bank | Simple Banking

First Westroads Bank is a community bank in Omaha, NE. We offer all the banking services you have come to expect with the personal service of a local, Omaha, NE bank. With First Westroads Bank, you'll find a full range of services to meet your needs for personal banking, business banking, and online banking in Omaha, NE. If you are looking for a local bank in Omaha, NE for your personal banking needs, we offer all the services you expect. In addition, we offer a full range of business banking services to help you start or grow your business.