A mix of banking tools and services that help maximize your daily operation.
Simplify the accounts receivable process with our Lockbox service.
By having your customers send payments directly to us, we'll quickly and efficiently process them and deposit the funds right into your account. Lockbox makes it that easy.
- Bank-deposit preparation
- Elimination of daily trips to the bank and possibly the post office
- Increase security by decreasing the opportunity for fraud
- All original documents are returned to you
Automated Clearing House (ACH)
Meet your highly capable electronic payments and deposits manager. The ACH manager provides you with a payment option that's fast, safe and incredibly easy.
With the completion of the ACH Origination Agreement, money will transfer between you and your customers, vendors and employees. It is the cost-effective way to handle routine transactions.
- Payroll deposit
- Payments to vendors
- Payments from customers
Customized credit-card processing with lower fees and a high level of service.
We're setting new standards of excellence in both customer service and the payment-processing industry by partnering with EVO Payments International to provide credit-card processing and electronic payments. You'll experience a number of services directed toward savings, convenience and improved cash management.
Through First Westroads Bank's partnership with EVO Payments International, any business can seamlessly accept:
- All Major Credit Cards including Mastercard, Visa, American Express and Discover
- Debit Cards with either a signature or PIN-based approval process
- Electronic Benefits Transfer (EBT) for direct-payments cards issued by federal or state governments
- Purchasing Cards for corporate or government organizations
- Gift Cards which remove the hassle and inconvenience of paper gift certificates
Make bank deposits* directly from your office with RemoteConnect service.
The check scanner allows you to scan checks and send them electronically to First Westroads Bank, where they'll be processed immediately upon receipt** just as if you'd stopped by the bank. The results will be faster deposits, more efficient collections and tremendous convenience for you and your business.
- * Excludes checks drawn on financial institutions located outside of the United States, third-party checks, remotely created checks, and substitute checks.
- ** Deposits made after 6:00 p.m. will be credited to your account on the following business day.
A watchdog for your checks.
Positive Pay can help reduce fraud by identifying unauthorized check transactions posted to your account before final payment is made. This comprehensive solution compares transactions with daily failures. The system does not prevent transactions from taking place but simply provides information to the bank.
Exceptions such as duplicate transactions, amount discrepancies and check-number mismatches are identified automatically. Decisions on exception items are made by you within BusinessConnect internet banking.
Positive Pay Features
Courier Pickup Service
When you can't come to us, we'll come to you.
- No more time wasted driving to and from the bank
- 100% bonded and insured
- Pickups scheduled daily, weekly or monthly
- Couriers pick up check deposits, loan documents and new account applications
- Couriers also deliver deposit receipts and other bank documents
- Free locking courier bags ensure security
Send a payment faster than it takes you to read this sentence.
- Transfer funds to accounts at other financial institutions
- Receive full confirmation of sending and delivery of funds
- Meet tight deadlines
- Safe and secure