Commercial Banking
Banking solutions designed for the unique needs of commercial businesses.
Premier Business Checking
The checking needs of small commercial businesses are well-suited for this hard-working business checking account.
Low-volume businesses that maintain a monthly average available balance of $2,500 will receive the first 200 transactions free* each statement cycle.
Average monthly available balances below $2,500 will incur a $0.25 fee for each debit and deposited item.
*A $0.25 fee will be applied for each item in excess of the specified number of debits and deposited items.
Analysis
A high-volume-business deserves a commercial checking account that can keep up.
Fees are imposed only when the monthly activity charges are not offset by your earnings allowance.
| Monthly Maintenance | $15 per statement cycle |
| Credits | $0.20 each item |
| Debits | $0.20 each item |
| Deposited Items | $0.10 each item |
| Returned Items (chargebacks) | $7 each item |
| Coin and Currency Counting | $0.15 per roll or banded bundle |
| ACH File | $25.00 per file |
| ACH File Internet | $12.50 per file |
| Special Handling | $25 per statement cycle |
Commercial Money Market
A savings account with tiered interest that's in your business's best interest.
Earn a premium interest rate on the average daily accrued balance while maintaining liquidity with our Commercial Money Market account. It has a tiered interest-rate structure for higher-balance accounts.
- $1,000 minimum daily balance requirement to waive $10 monthly service fee.
- Limit of six transfers or withdrawals is allowed each statement cycle. Additional transfers or withdrawals incur a per-debit fee of $3.00.
- Free online access to account information, statements and check images with enrollment in Online Banking and Paperless Statements.
Business Credit Cards
Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.
No matter which card you choose, your business will benefit from important features like:
- Free online expense reporting tools.
- No fee for additional employee cards.
- Mobile payment capability for added convenience.
- Zero Fraud Liability.* You won't be liable for fraudulent purchases when your card is lost or stolen.
- Cardmember Service available 24 hours a day / 365 days per year.
Business Debit Cards
Track your spending with a flexible business debit card that keeps you in charge.
- Use anywhere Mastercard ® is accepted
- Free ATM transactions at First Westroads Bank-operated ATMs
- Two free monthly ATM transactions at any surchange-free ATM
- Free FraudWatch PLUS fraud protection
Find a First Westroads Bank ATM location.
- *All loans are subject to credit approval.