Deposit Rates
Checking Accounts*
Account Name |
Interest Rate |
Annual Percentage Yield (APY) |
Minimum to Open |
Minimum to Obtain APY |
Safe Now - Tier 2
|
0.150% |
0.15% |
$500 |
$0 |
Safe Now - Tier 1
|
0.150% |
0.15% |
$500 |
$2500 |
NOW - Tier 2
|
0.150% |
0.15% |
$2500 |
$0 |
NOW - Tier 1
|
0.150% |
0.15% |
$2500 |
$2500 |
Safe Money Market - Tier 1 |
0.598% |
0.60% |
$1000 |
$0 |
Safe Money Market - Tier 2 |
1.095% |
1.10% |
$1000 |
$10,000 |
Safe Money Market - Tier 3 |
1.785% |
1.80% |
$1,000 |
$100,00 |
Safe Money Market - Tier 4 |
2.129% |
2.15% |
$1000 |
$500,000 |
Savings Accounts*
Account Name |
Interest Rate |
Annual Percentage Yield (APY) |
Minimum to Open |
Minimum to Obtain APY |
Savings Account
|
0.250% |
0.25% |
$100 |
$0 |
Christmas Club
|
0.250% |
0.25% |
$0 |
$0 |
Certificates of Deposit
Account Name |
Interest Rate |
Annual Percentage Yield (APY) |
Minimum to Open |
7-29 Days
|
0.747% |
0.75% |
$1,000 |
30 Days
|
0.747% |
0.75% |
$1,000 |
60 Days
|
0.747% |
0.75% |
$1,000 |
90 Days
|
0.747% |
0.75% |
$1,000 |
6 thru 11 Months
|
1.936% |
1.95% |
$500 |
7 Month CD Special
|
4.523%
|
4.60%
|
$500 |
12 thru 17 Months
|
1.936% |
1.95% |
$100 |
18 thru 29 Months
|
2.477% |
2.50% |
$100 |
30 thru 47 Months
|
2.477% |
2.50% |
$100 |
48 thru 59 Months
|
2.477% |
2.50% |
$100 |
60 Months
|
2.477% |
2.50% |
$100 |
Substantial penalty for early withdrawal
Individual Retirement Accounts (IRA)
Account Name |
Interest Rate |
Annual Percentage Yield (APY) |
Minimum to Open |
Minimum to Obtain APY |
IRA Savings*
|
0.250% |
0.25% |
$25 |
$0 |
IRA Certificates
Account Name |
Interest Rate |
Annual Percentage Yield (APY) |
Minimum to Open |
6 thru 11 Months
|
1.936% |
1.95% |
$500 |
9 Month CD Special
|
5.150% |
5.25% |
$500 |
15 Month
|
4.426% |
4.50% |
$500 |
12 thru 17 Months
|
1.936% |
1.95% |
$500 |
18 thru 29 Months
|
2.477% |
2.50% |
$500 |
30 thru 47 Months
|
2.477% |
2.50% |
$500 |
48 thru 59 Months
|
2.477% |
2.50% |
$500 |
60 Months
|
2.477% |
2.50% |
$500 |
Substantial penalty for early withdrawal
Health Savings Accounts (HSA)*
Account Name |
Interest Rate |
Annual Percentage Yield (APY) |
Minimum to Open |
Minimum to Obtain APY |
HSA - Tier 1 |
0.100% |
0.10% |
$0 |
$0 |
HSA - Tier 2 |
0.100% |
0.10% |
$0 |
$2,500 |
Contact a First Westroads Bank Personal Banker for information about applicable fees and terms.
* Rates on variable rate Checking, Savings, and HSA accounts can change without notice. Fees may reduce account earnings.
Rates are current as of November 1, 2023.