Deposit Rates
Checking Accounts*
| Account Name | Interest Rate | Annual Percentage Yield (APY) | Minimum to Open | Minimum to Obtain APY |
|---|---|---|---|---|
| Premier Consumer Checking | 0.1500% | 0.1500% | $100 | $0 |
| Elite Consumer Checking - Tier 1 | 3.0568% | 3.1000% | $100 | $500,000.01 |
| Elite Consumer Checking - Tier 2 | 3.1540% | 3.2000% | $100 | $1,000,000.01 |
| Elite Consumer Checking - Tier 3 | 3.2026% | 3.2500% | $100 | $2,000,000.01 |
| Elite Consumer Checking - Tier 4 | 3.2511% | 3.3000% | $100 | $3,000,000.01 |
| Elite Consumer Checking - Tier 5 | 3.2996% | 3.3500% | $100 | $4,000,000.01 |
Money Market Accounts*
| Account Name | Interest Rate | Annual Percentage Yield (APY) | Minimum to Open | Minimum to Obtain APY |
|---|---|---|---|---|
| Consumer Money Market - Tier 1 | 0.5984% | 0.6000% | $100 | $0 |
| Consumer Money Market - Tier 2 | 1.0945% | 1.1000% | $100 | $10,000.01 |
| Consumer Money Market - Tier 3 | 1.7853% | 1.8000% | $100 | $100,000.01 |
| Consumer Money Market - Tier 4 | 2.1291% | 2.1500% | $100 | $500,000.01 |
| Elite Consumer Money Market - Tier 1 | 3.0568% | 3.1000% | $100 | $500,000.01 |
| Elite Consumer Money Market - Tier 2 | 3.1540% | 3.2000% | $100 | $1,000,000.01 |
| Elite Consumer Money Market - Tier 3 | 3.2026% | 3.2500% | $100 | $2,000,000.01 |
| Elite Consumer Money Market - Tier 4 | 3.2511% | 3.3000% | $100 | $3,000,000.01 |
| Elite Consumer Money Market - Tier 5 | 3.2996% | 3.3500% | $100 | $4,000,000.01 |
Savings Accounts*
| Account Name | Interest Rate | Annual Percentage Yield (APY) | Minimum to Open | Minimum to Obtain APY |
|---|---|---|---|---|
| Consumer Savings | 0.250% | 0.25% | $100 | $0 |
Certificates of Deposit
| Account Name | Interest Rate | Annual Percentage Yield (APY) | Minimum to Open |
|---|---|---|---|
| 3 Month CD | 0.7479% | 0.7500% | $500 |
| 6 Month CD | 3.9899% | 4.0500% | $500 |
| 12 Month CD | 3.8442% | 3.9000% | $500 |
| 24 Month CD | 2.4769% | 2.5000% | $500 |
| 36 Month CD | 2.4769% | 2.5000% | $500 |
| 48 Month CD | 2.4769% | 2.5000% | $500 |
| 60 Month CD | 2.4769% | 2.5000% | $500 |
| 7 Month CD SPECIAL | 3.9414% | 4.0000% | $500 |
Substantial penalty for early withdrawal
Individual Retirement Accounts (IRA)
| Account Name | Interest Rate | Annual Percentage Yield (APY) | Minimum to Open | Minimum to Obtain APY |
|---|---|---|---|---|
| IRA Savings* | 0.2500% | 0.2500% | $500 | $0 |
IRA Certificates
| Account Name | Interest Rate | Annual Percentage Yield (APY) | Minimum to Open |
|---|---|---|---|
| IRA 3 Month CD | 0.7479% | 0.7500% | $500 |
| IRA 6 Month CD | 3.9899% | 4.0500% | $500 |
| IRA 12 Month CD | 3.8442% | 3.9000% | $500 |
| IRA 24 Month CD | 2.4769% | 2.5000% | $500 |
| IRA 36 Month CD | 2.4769% | 2.5000% | $500 |
| IRA 48 Month CD | 2.4769% | 2.5000% | $500 |
| IRA 60 Month CD | 2.4769% | 2.5000% | $500 |
| IRA 7 Month CD SPECIAL | 3.9414% | 4.0000% | $500 |
Substantial penalty for early withdrawal
Health Savings Accounts (HSA)*
| Account Name | Interest Rate | Annual Percentage Yield (APY) | Minimum to Open | Minimum to Obtain APY |
|---|---|---|---|---|
| HSA | 0.1000% | 0.1000% | $0 | $0 |
Contact a First Westroads Bank Personal Banker for information about applicable fees and terms.
* Rates on variable rate Checking, Savings, and HSA accounts can change without notice. Fees may reduce account earnings.
Rates are current as of April 14, 2025.