Deposit Rates
Checking Accounts*
Account Name |
Interest Rate |
Annual Percentage Yield (APY) |
Minimum to Open |
Minimum to Obtain APY |
Premier Consumer Checking
|
0.1500%
|
0.1500%
|
$100
|
$0
|
Elite Consumer Checking - Tier 1
|
3.2996%
|
3.3500%
|
$100
|
$500,000
|
Elite Consumer Checking - Tier 2
|
3.3966%
|
3.4500%
|
$100
|
$1,000,000
|
Elite Consumer Checking - Tier 3
|
3.4451%
|
3.5000%
|
$100
|
$2,000,000
|
Elite Consumer Checking - Tier 4
|
3.4935%
|
3.5500%
|
$100
|
$3,000,000
|
Elite Consumer Checking - Tier 5
|
3.5419%
|
3.6000%
|
$100
|
$4,000,000
|
Money Market Accounts*
Account Name |
Interest Rate |
Annual Percentage Yield (APY) |
Minimum to Open |
Minimum to Obtain APY |
Consumer Money Market - Tier 1
|
0.5984%
|
0.6000%
|
$100
|
$0
|
Consumer Money Market - Tier 2
|
1.0945%
|
1.1000%
|
$100
|
$10,000
|
Consumer Money Market - Tier 3
|
1.7853%
|
1.8000%
|
$100
|
$100,000
|
Consumer Money Market - Tier 4
|
2.1291%
|
2.1500%
|
$100
|
$500,000
|
Elite Consumer Money Market - Tier 1
|
3.2996%
|
3.3500%
|
$100
|
$500,000
|
Elite Consumer Money Market - Tier 2
|
3.3966%
|
3.4500%
|
$100
|
$1,000,000
|
Elite Consumer Money Market - Tier 3
|
3.4451%
|
3.5000%
|
$100
|
$2,000,000
|
Elite Consumer Money Market - Tier 4
|
3.4935%
|
3.5500%
|
$100
|
$3,000,000
|
Elite Consumer Money Market - Tier 5
|
3.5419%
|
3.6000%
|
$100
|
$4,000,000
|
Savings Accounts*
Account Name |
Interest Rate |
Annual Percentage Yield (APY) |
Minimum to Open |
Minimum to Obtain APY |
Consumer Savings
|
0.250% |
0.25% |
$100 |
$0 |
Certificates of Deposit
Account Name |
Interest Rate |
Annual Percentage Yield (APY) |
Minimum to Open |
3 Month CD
|
0.7479%
|
0.7500%
|
$500
|
6 Month CD
|
1.9359%
|
1.9500%
|
$500
|
12 Month CD
|
1.9359%
|
1.9500%
|
$500
|
24 Month CD
|
2.4769%
|
2.5000%
|
$500
|
36 Month CD
|
2.4769%
|
2.5000%
|
$500
|
48 Month CD
|
2.4769%
|
2.5000%
|
$500 |
60 Month CD
|
2.4769%
|
2.5000%
|
$500
|
7 Month CD SPECIAL
|
4.2324%
|
4.3000%
|
$500
|
Substantial penalty for early withdrawal
Individual Retirement Accounts (IRA)
Account Name |
Interest Rate |
Annual Percentage Yield (APY) |
Minimum to Open |
Minimum to Obtain APY |
IRA Savings*
|
0.2500%
|
0.2500%
|
$500
|
$0 |
IRA Certificates
Account Name |
Interest Rate |
Annual Percentage Yield (APY) |
Minimum to Open |
IRA 3 Month CD
|
0.7479%
|
0.7500%
|
$500 |
IRA 6 Month CD
|
1.9359%
|
1.9500%
|
$500 |
IRA 12 Month CD
|
1.9359%
|
1.9500%
|
$500 |
IRA 24 Month CD
|
2.4769%
|
2.5000%
|
$500 |
IRA 36 Month CD
|
2.4769%
|
2.5000%
|
$500 |
IRA 48 Month CD
|
2.4769%
|
2.5000%
|
$500 |
IRA 60 Month CD
|
2.4769%
|
2.5000%
|
$500 |
IRA 7 Month CD SPECIAL
|
4.2324%
|
4.3000%
|
$500 |
Substantial penalty for early withdrawal
Health Savings Accounts (HSA)*
Account Name |
Interest Rate |
Annual Percentage Yield (APY) |
Minimum to Open |
Minimum to Obtain APY |
HSA
|
0.1000%
|
0.1000%
|
$0 |
$0 |
Contact a First Westroads Bank Personal Banker for information about applicable fees and terms.
* Rates on variable rate Checking, Savings, and HSA accounts can change without notice. Fees may reduce account earnings.
Rates are current as of November 18, 2024.