Savings Accounts
You have your reasons for wanting to save money. We have the right savings account to help you get where you need to be.
Regular Savings
No matter what your motivation for saving — emergency fund, new car, dream vacation, down payment for a new home — our Regular Savings account gives you what you need to reach your financial goals. It offers a competitive rate that is compounded and paid to the account quarterly. A $100 minimum daily balance is required to avoid a $3.00 monthly service fee. This fee is waived for persons age 19 and under. A limit of six transfers or withdrawals per month is allowed.*
* Each additional transfer or withdrawal incurs a per-debit fee of $1.00.
IRA
It’s never too early (or too late) to plan for retirement. An Individual Retirement Account (IRA) is an investment account with tax benefits that help you save for the future
We offer competitive-rate IRA Certificates of Deposit, with maturities from 6 to 60 months, or an easy-access IRA Savings account. Consult with your tax advisor regarding the tax advantages of an IRA.
For more information on Individual Retirement Accounts, please visit www.irs.gov or contact a First Westroads Bank Personal Banker at (402) 330-7200.
Certificates of Deposit
With our Certificates of Deposit, your money has real earning power — and the longer it sits, the more it earns. Much more. We offer a wide variety of maturities, from 30 days to 60 months (federal regulations require a penalty for early withdrawal).
Contact a personal banker at (402) 330-7200 for preferred rates on Certificates with initial deposits of $100,000 or more.