Business Bank Accounts
Business banking solutions that understand the unique challenges of small businesses and the complexities of commercial businesses.
Business Checking Accounts
Checking Account options for businesses of all shapes and sizes. Whether you are a sole proprietor or a multi-location restaurant, we have the right account for you.
| BASIC BUSINESS CHECKING | PREMIER BUSINESS CHECKING | |
| Minimum To Open: | $100 | $100 |
| Minimum To Avoid Charge: | $1,000 | $2,500 |
| Maintenace Fee: | $10 | $25 |
| # of Free Transactions: | 100 | 200 |
| Charge per Transaction after Free: | $0.25 | $0.25 |
| Statements: | Free e-statement, $5 paper statement | Free e-statement, $5 paper statement |
| Interest Paid: | No | Yes |
Business Analysis Account
A high-volume-business deserves a commercial checking account that can keep up.
Fees are imposed only when the monthly activity charges are not offset by your earnings allowance.
| Analysis | |
| Maintenace Fee: | $15 |
| Credits Fee: | $0.20 |
| Debits Fee: | $0.20 |
| Item Deposited Fee: | $0.10 |
| Coin per Roll and Currency per Strap: | $0.15 |
| Statements: | Free e-statement, $5 paper statement |
| Earnings Credit: | Set at Management Discretion |
| Special Handling + 2 Signatures required: | $25 fee |
Business Savings Accounts
No matter what your motivation for saving — emergency fund, new car, dream vacation, down payment for a new home — our Savings Accounts give you what you need to reach your financial goals. It offers a competitive rate that is compounded and paid to the account quarterly.
| BASIC SAVINGS | COMMERCIAL MONEY MARKET | COMMERCIAL ELITE MONEY MARKET | |
| Minimum To Open: | $100 | $100 | $100 |
| Minimum To Avoid Charge: | $0 | $2,500 | $25,000 |
| Maintenace Fee: | $0 | $15 | $20 |
| # of Free Foreign ATM Transactions | 2 (With Tied Acct) | 4 | Unlimited |
| Charge per Foreign ATM Transaction | $2 (With Tied Acct) | $2 | $0 |
| Withdrawals | 6 Free, then $3 per | 6 Free, then $3 per | 6 Free, then $3 per |
| Deposits | $0 | $0 | $0 |
| Statements | Free e-statement, $5 paper statement | Free e-statement, $5 paper statement | Free e-statement or paper statement |
Employee Health Savings Accounts (HSA)
If you provide a high-deductible health plan for your employees, our experienced personal bankers can easily establish no-fee electronic Health Savings Accounts with automatic periodic contributions for each participant. See below for more HSA details.
Qualified individuals eligible under a high-deductible health plan can establish an HSA. Eligible contributions made to your HSA are fully tax-deductible, earnings are tax-deferred, and distributions used to pay for qualified medical expenses are tax-free. All unused contributions remain in your account earning tax-deferred interest. Consult your tax-advisor regarding the tax advantages of an HSA.
For more information on Health Savings Accounts, please visit www.irs.gov or contact a First Westroads Bank Personal Banker at (402) 330-7200
• NO set-up no-fee
• NO minimum opening deposit
• Interest bearing checking account
• Mastercard ® debit card
• Free online access to account information and eStatements
• NO service fee if all transactions are handled electronically -- direct deposit, debit card, Internet Banking, and eStatements
Certificates of Deposits
With our Certificates of Deposit, your money has real earning power — and the longer it sits, the more it earns. Much more. We offer a wide variety of maturities, from 30 days to 60 months (federal regulations require a penalty for early withdrawal).
Contact a personal banker at (402) 330-7200 for preferred rates on Certificates with initial deposits of $100,000 or more.
| BASIC SAVINGS | CONSUMER MONEY MARKET | CONSUMER ELITE MONEY MARKET | |
| Minimum To Open: | $100 | $100 | $100 |
| Minimum To Avoid Charge: | $0 | $2,500 | $25,000 |
| Maintenace Fee: | $0 | $15 | $20 |
| # of Free Foreign ATM Transactions | 2 (With Tied Acct) | 4 | Unlimited |
| Charge per Foreign ATM Transaction | $2 (With Tied Acct) | $2 | $0 |
| Withdrawals | 6 Free, then $3 per | 6 Free, then $3 per | 6 Free, then $3 per |
| Deposits | $0 | $0 | $0 |
| Statements | Free e-statement, $5 paper statement | Free e-statement, $5 paper statement | Free e-statement or paper statement |
IRA
It’s never too early (or too late) to plan for retirement. An Individual Retirement Account (IRA) is an investment account with tax benefits that help you save for the future
We offer competitive-rate IRA Certificates of Deposit, with maturities from 6 to 60 months, or an easy-access IRA Savings account. Consult with your tax advisor regarding the tax advantages of an IRA. Click Here to See Rates
For more information on Individual Retirement Accounts, please visit www.irs.gov or contact a First Westroads Bank Personal Banker at (402) 330-7200.
| BASIC SAVINGS | CONSUMER MONEY MARKET | CONSUMER ELITE MONEY MARKET | |
| Minimum To Open: | $100 | $100 | $100 |
| Minimum To Avoid Charge: | $0 | $2,500 | $25,000 |
| Maintenace Fee: | $0 | $15 | $20 |
| # of Free Foreign ATM Transactions | 2 (With Tied Acct) | 4 | Unlimited |
| Charge per Foreign ATM Transaction | $2 (With Tied Acct) | $2 | $0 |
| Withdrawals | 6 Free, then $3 per | 6 Free, then $3 per | 6 Free, then $3 per |
| Deposits | $0 | $0 | $0 |
| Statements | Free e-statement, $5 paper statement | Free e-statement, $5 paper statement | Free e-statement or paper statement |
*Ancillary services or products are subject to additional terms and conditions and/or fees.
*Online and/or mobile banking is subject to internet provider and/or data charges.
*All loans are subject to credit approval.