Personal Checking Accounts
Whether you’re looking for a simple checking account, a high-interest-bearing account or something in between, you have options.
Basic Consumer Checking
Whether this is your first personal checking account or you’re a seasoned account holder who chooses to keep a small daily balance at the ready, Basic Consumer Checking provides you with a simple account with notable benefits.
- No minimum balance
- No monthly maintenance fee
- Unlimited withdrawals
- Free Mastercard© debit card
- Free unlimited transactions at First Westroads Bank and MoneyPass ATMs
- Two free ATM transactions per statement cycle at non-First Westroads Bank or MoneyPass ATMs
- Free Online Banking with Free Bill Payment and Free Paperless Statements
- Free Telephone Banking
- See Rates
Premier Consumer Checking
When you want more out of your personal checking account, Premier Consumer Checking delivers competitive interest rates on your balance. But the benefits only start from there:
- Unlimited withdrawals
- Free Mastercard© debit card
- Free unlimited transactions at First Westroads Bank and MoneyPass ATMs
- Four free ATM transactions per statement cycle at non-First Westroads Bank or MoneyPass ATMs
- Free Online Banking with Free Bill Payment and Free Paperless Statements
- Free Telephone Banking
- Competitive Interest Rates are paid monthly on the daily collected balance
- $2,500 minimum daily balance requirement to waive $10.00 monthly maintenance fee
- See Rates
Elite Consumer Checking
Meet the personal checking account that rewards you for maintaining a higher checking account balance with higher interest.
- Unlimited withdrawals
- Free Mastercard© debit card
- Free ATM transactions at First Westroads Bank-Operated ATMs
- Unlimited free ATM transactions per statement cycle at non-First Westroads Bank or MoneyPass ATMs
- Free Online Banking with Free Bill Payment and Free Paperless Statements
- Free Telephone Banking
- Competitive interest rates are paid monthly on the daily collected balance
- $10,000 minimum daily balance requirement to waive $20.00 monthly maintenance fee
- See Rates
Consumer Money Market
We combined the best features of a savings account and checking account into our Consumer Money Market. It delivers competitive earnings based on a tiered-interest-rate structure, with rates paid on a monthly basis.
- $2,500 minimum daily balance requirement to waive $15 monthly maintenance fee
- Limit of six transfers or withdrawals allowed each statement cycle
- Each additional transfer or withdrawal incurs a fee of $3.00
- Free Online Banking with Free Bill Payment and Free Paperless Statements
- See Rates
Elite Consumer Money Market
The same great features but with even better interest. It delivers competitive earnings based on a tiered-interest-rate structure, with rates paid on a monthly basis.
- $25,000 minimum daily balance requirement to waive $20 monthly maintenance fee
- Limit of six transfers or withdrawals allowed each statement cycle
- Each additional transfer or withdrawal incurs a fee of $3.00
- Free Online Banking with Free Bill Payment and Free Paperless Statements
- See Rates
Health Savings Account (HSA)
If you have a high-deductible health plan and want to put money aside for any unexpected medical bills, a Health Savings Account (HSA) might be for you. Eligible contributions made to your HSA are fully tax-deductible, earnings are tax-deferred and distributions used to pay for qualified medical expenses are tax-free. All unused contributions stay in your account, earning tax-deferred interest.
We recommend that you consult with your tax advisor regarding the tax advantages of an HSA.
For more information on Health Savings Accounts, please visit www.irs.gov or contact a First Westroads Bank Personal Banker at (402) 330-7200
- NO set-up no-fee
- NO minimum opening deposit
- Interest bearing checking account
- Mastercard© debit card
- Free Online Banking and Paperless Statements
- See Rates
- *Accounts are subject to additional terms and conditions and/or fees including internet provider and data charges.